The Online Newsletter of Alandale Insurance Agency                              Celebrating 75 Years

Tuesday, June 14th, 2005

  Monthly Newsletter

Volume 5 Issue 1  

 
Advisor Home

                                            

 

"Nearly 4,000 people die each year in fires at home."

Fending off Fire: Simple preventive procedures can protect home owners from risk of fire.

Below are some safety tips that can help protect you and your home:

  • Install smoke detectors on every level of your home, especially outside sleeping areas. Test smoke detectors once a month and change the batteries twice a year. Make sure children know the sound of the alarm and what to do if it goes off.

  • Keep a fire extinguisher in the kitchen, near the furnace or other area where fires are likely to start. Extinguishers should be in these general areas, not directly next to a stove or furnace because fire would consume the extinguisher before it could be reached for use. Make sure family members know how to use them.

  • Keep matches, lighters and candles out of the reach of children. Make sure all fires (candles, cigarettes, etc.) are properly extinguished.

  • Make sure electrical systems are not overtaxed and that wires are not worn or exposed.

  • Have an escape plan and a designated meting place outside, and practice that escape plan periodically. Make sure all children know how to crawl underneath the smoke and understand the stop, drop and roll procedure.

  • Check for outlets that have loose-fitting plugs, which can overheat and lead to fire.

  • Never force a plug into an outlet if it doesn’t fit. Plugs should fit securely into outlets.

  • Avoid overloading outlets with too many appliances.

  • Ensure there are safety covers on all unused outlets that are accessible to children.

  • Ensure that all power cords and extension cords are in good condition, not frayed or cracked.

  • Do not place cords in high-traffic areas or under carpets, rugs or furniture.

  • Check the wattage of all bulbs in lamps and light fixtures to ensure they are the correct wattage for the lamps or fixtures.

  • Circuit breakers and fuses should be the correct sizes and ratings for their circuits.

  • Always replace a fuse with the same size fuse.

Of course, these recommendations should be followed all year round, not just during the spring and summer months when fires are most prevalent. In addition, home owners and renters should take careful inventories of their dwellings and videotape valuable possessions, if possible, so that, in the unfortunate event that a fire does occur, they will be able to report exactly what has been lost to the police, the Internal Revenue Service and their independent insurance agent.

(Article taken from June 2005 Rough Notes.)