Are you covered for wildfire damage? If not, make sure you have our Costa Mesa Insurance!

Costa Mesa insurance for your home and contents may provide some compensation if your home is destroyed by wildfire. To prepare for attack by wildfire, take precautions to physically defend your home and, as a second line of defense, make sure that you have adequate home insurance coverage.

Installing metal roofs and using non-combusting materials when constructing decks can help to prevent your home from catching fire. Fire authorities recommend clearing land within 30 feet of your home, or up to 100 feet if you are near a woodland area. Managing the vegetation around your home can significantly reduce the risk of wildfire getting close and setting the building alight.

To check on home insurance coverage, read through the terms of your policy so that you are familiar with all the inclusions and exclusions. Two important questions to ask yourself are:
1. Do I carry adequate coverage to rebuild my home?
2. Will all of my possessions be replaced if they are destroyed?

Take some time before the wildfire season starts to make your home safer from wildfire attack. Talk to your agent about increasing Costa Mesa insurance coverage for your home if current coverage is not sufficient to allow your home to be rebuilt and your possessions replaced!


*

Back to Article List